A clear guide for investors from mainland China, Hong Kong, Macau and the Chinese diaspora: how the USD 500,000 fund route works, what to prepare and which home-country rules to check first.
Instead of buying an apartment, you subscribe to units of a CMB-regulated fund through a Turkish bank or brokerage. The CMB then issues a conformity letter, and your lawyer files the residence permit and citizenship applications.
One subscription at a price set by licensed appraisers, units held in your own account and fund disclosures on KAP. No developer or agent pricing.
Your exposure is spread across a professionally managed portfolio instead of a single unit you must furnish, rent and later sell.
After the holding period, units are redeemed under the fund rules. There is no need to find a buyer for a property.
Your spouse and children under 18 apply with you on the same investment.
Türkiye allows dual citizenship, but the Nationality Law of the PRC does not recognise it: a Chinese national settled abroad who voluntarily acquires a foreign nationality loses Chinese nationality automatically (Art. 9). Take advice on your hukou, property and business position in mainland China before applying.
Mainland China limits individual foreign exchange conversions under an annual quota. Many investors use funds already held outside the mainland, for example in Hong Kong. The source of funds must be documented in either case.
Holders of HKSAR and Macau SAR passports follow the same Turkish process. Your lawyer will advise on how your home rules treat a second nationality.
Passport, birth and marriage certificates and children's birth certificates, with apostille or consular legalisation and sworn Turkish translation.
| Regulated fund | Buying property | |
|---|---|---|
| Price set by | Licensed appraisers, CMB oversight | Seller, developer or agent |
| What you own | Fund units in your account | One title deed |
| Management | Licensed portfolio manager | You, from abroad |
| Exit after 3 years | Redemption under fund rules | Find a buyer |
Read more: Turkish citizenship through a fund · fund vs. buying property · timeline.
Yes. Chinese nationals are eligible for the USD 500,000 fund route on the same terms as other foreign investors.
Under the PRC Nationality Law, a Chinese national settled abroad who voluntarily acquires a foreign nationality automatically loses Chinese nationality. Get legal advice in China before applying.
No. There is no minimum stay. You visit for biometrics and can complete most steps through your lawyer.
Yes. Funds can come from an account outside mainland China, provided the source of funds is documented.
Your spouse and children under 18.
Related guides: 中文版 · Turkish citizenship through a fund · Fund documents · Turkish passport benefits
This page is general information, not an investment offer or investment, tax, legal or immigration advice. Citizenship is granted only by the Turkish authorities. Fund units carry risk and their value may go up or down; past performance is not a guarantee of future results.
Sources: Capital Markets Board of Türkiye · General Directorate of Population and Citizenship Affairs · KAP. · Nationality Law of the PRC.
Tell us about your plans. We will explain the fund route, the documents and the timeline, and answer your questions directly.
